Secure Payments

SECURE PAYMENTS

Last updated: 6 August 2026

At Cape Ready, the security of your payment information is our highest priority. We use industry-leading technology and trusted payment partners to ensure every transaction is protected.

1. PCI-DSS COMPLIANT PAYMENT PROCESSING

All card payments on our store are processed through Accredited Payment Gateways. They have the highest level of certification available in the payments industry.

What this means for you:
- Your card details are encrypted and transmitted directly through Yoco and PayFast, which are PCI-DSS Level 1 Service Providers. 
- We never see, store, or have access to your full credit card number, CVV, or PIN.
- Yoco and PayFast's systems are audited regularly to maintain PCI-DSS compliance.

2. SSL ENCRYPTION

Our entire website is secured with SSL (Secure Sockets Layer) encryption. You can verify this by:
- The padlock icon in your browser's address bar.
- The "https://" prefix in our URL.
- The valid SSL certificate issued to capeready.co.za.

This encryption ensures that all data transmitted between your browser and our servers cannot be intercepted or read by third parties.

3. 3D SECURE AUTHENTICATION

For your protection, Yoco and PayFast support 3D Secure authentication (Verified by Visa and Mastercard SecureCode). This adds an extra layer of security by requiring you to verify your identity directly with your bank before completing payment.

4. PAYMENT METHODS WE ACCEPT

- Visa and Mastercard credit and debit cards
- Instant EFT (electronic funds transfer)
- Other secure methods as displayed at checkout

5. WHAT WE DO NOT STORE

In accordance with POPIA and PCI-DSS requirements, Cape Ready does NOT store:
- Your full credit card number
- Your CVV or CVC code
- Your card PIN
- Your banking login credentials

We only retain:
- Transaction confirmation details provided by Yoco and PayFast
- Your name, email, and delivery address (to fulfil your order)
- The last 4 digits of your card (for your reference only, if provided by the gateway)

6. FRAUD PREVENTION

We employ the following measures to protect against fraudulent transactions:
- Address Verification System (AVS) checks where supported.
- Order screening for suspicious patterns.
- Reserve the right to request additional verification for high-value or unusual orders.
- Cooperation with law enforcement and financial institutions in cases of suspected fraud.

7. YOUR RESPONSIBILITIES

To protect yourself when shopping online:
- Ensure you are on https://www.capeready.co.za before entering payment details.
- Never share your card details via email or WhatsApp.
- Use strong, unique passwords for your customer account.
- Monitor your bank statements and report unauthorised transactions immediately.

8. REPORTING SECURITY CONCERNS

If you suspect any security issue, unauthorised transaction, or data breach related to our store, please contact us immediately at hello@capeready.co.za. We will investigate promptly and, where required by the Cybercrimes Act and POPIA, report the incident to the relevant authorities.

9. THIRD-PARTY PAYMENT SECURITY

While we take every precaution to secure our platform, Yoco, PayFast and your bank are responsible for the security of payment processing. Your use of Yoco and PayFast is governed by their terms and privacy policy, available at https://yoco.com and https://www.payfast.co.za.

10. CHANGES TO THIS POLICY

We may update this Secure Payments policy as technology and regulations evolve. Continued use of our store after changes are posted constitutes your acceptance of the updated policy.

11. CONTACT

For payment-related questions or security concerns, contact us at: hello@capeready.co.za